Skip to content
Flood Figures

ZIP 32814 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 101 NFIP flood insurance policies are in force in ZIP 32814 (Orlando, FL), with 2 flood claims recorded since 1978.

Policies & premiums

Policies in force
101
Median annual premium
$335
premium only
Median annual cost
$481
premium + fees & surcharges
Mean annual premium
$402
premium only
Policies in SFHA zones
0.0%
zones A, AE, AH, AO, V, VE
Building coverage in force
$26,817,000
Contents coverage in force
$9,650,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32814 by rated flood zone
Policies Share Share bar
X 101 100.0%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32814 by occupancy type
Policies Share Share bar
Single-family homes 73 72.3%
Units in multi-unit buildings 12 11.9%
Multi-unit buildings 10 9.9%
Non-residential buildings 6 5.9%

Claims history since 1978

Claims since 1978
2
Total paid
$46,677
Paid on buildings
$46,677
Paid on contents
$0
NFIP claims filed per year in ZIP 32814, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2022 1 $28,581
2025 1 $18,096

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2022 1 $28,581
2025 1 $18,096

Related pages