Skip to content
Flood Figures

ZIP 32666 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 141 NFIP flood insurance policies are in force in ZIP 32666 (Melrose, FL), with 28 flood claims recorded since 1978.

Policies & premiums

Policies in force
141
Median annual premium
$624
premium only
Median annual cost
$881
premium + fees & surcharges
Mean annual premium
$697
premium only
Policies in SFHA zones
78.7%
zones A, AE, AH, AO, V, VE
Building coverage in force
$29,086,000
Contents coverage in force
$6,671,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32666 by rated flood zone
Policies Share Share bar
AE 91 64.5%
X 30 21.3%
A 20 14.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32666 by occupancy type
Policies Share Share bar
Single-family homes 127 90.1%
Mobile homes 12 8.5%
Units in multi-unit buildings 2 1.4%

Claims history since 1978

Claims since 1978
28
Total paid
$183,809
Paid on buildings
$175,836
Paid on contents
$7,972
NFIP claims filed per year in ZIP 32666, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1998 8 $43,910
2009 1 $1,220
2017 17 $136,199
2024 1 $2,480
2025 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2017 17 $136,199
1998 8 $43,910
2024 1 $2,480

Related pages