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Flood Figures

ZIP 32640 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 137 NFIP flood insurance policies are in force in ZIP 32640 (Hawthorne, FL), with 10 flood claims recorded since 1978.

Policies & premiums

Policies in force
137
Median annual premium
$554
premium only
Median annual cost
$769
premium + fees & surcharges
Mean annual premium
$616
premium only
Policies in SFHA zones
78.1%
zones A, AE, AH, AO, V, VE
Building coverage in force
$26,227,000
Contents coverage in force
$5,573,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32640 by rated flood zone
Policies Share Share bar
A 93 67.9%
X 30 21.9%
AE 14 10.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32640 by occupancy type
Policies Share Share bar
Single-family homes 108 78.8%
Mobile homes 29 21.2%

Claims history since 1978

Claims since 1978
10
Total paid
$94,581
Paid on buildings
$81,479
Paid on contents
$13,101
NFIP claims filed per year in ZIP 32640, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1993 1 $51,114
1998 1 $3,492
2004 1 $5,023
2005 1 $15,239
2008 2 $6,994
2009 1 $12,061
2017 2 $658
2024 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1993 1 $51,114
2005 1 $15,239
2009 1 $12,061

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