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Flood Figures

ZIP 32455 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 26 NFIP flood insurance policies are in force in ZIP 32455 (Ponce De Leon, FL), with 55 flood claims recorded since 1978.

Policies & premiums

Policies in force
26
Median annual premium
$843
premium only
Median annual cost
$1,067
premium + fees & surcharges
Mean annual premium
$1,032
premium only
Policies in SFHA zones
84.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$5,003,000
Contents coverage in force
$1,411,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32455 by rated flood zone
Policies Share Share bar
AE 19 73.1%
X 4 15.4%
A 3 11.5%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32455 by occupancy type
Policies Share Share bar
Single-family homes 21 80.8%
Mobile homes 5 19.2%

Claims history since 1978

Claims since 1978
55
Total paid
$672,516
Paid on buildings
$571,531
Paid on contents
$100,985
NFIP claims filed per year in ZIP 32455, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 1 $1,093
1990 5 $79,757
1991 1 $0
1994 13 $308,997
1995 1 $10,837
1998 26 $191,292
2000 1 $0
2009 2 $66,447
2015 2 $0
2018 1 $0
2020 2 $14,093

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
1994 13 $308,997
1998 26 $191,292
1990 5 $79,757

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