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Flood Figures

ZIP 32310 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 93 NFIP flood insurance policies are in force in ZIP 32310 (Tallahassee, FL), with 70 flood claims recorded since 1978.

Policies & premiums

Policies in force
93
Median annual premium
$808
premium only
Median annual cost
$1,082
premium + fees & surcharges
Mean annual premium
$1,005
premium only
Policies in SFHA zones
64.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$19,443,000
Contents coverage in force
$5,141,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32310 by rated flood zone
Policies Share Share bar
AE 51 54.8%
X 33 35.5%
A 9 9.7%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32310 by occupancy type
Policies Share Share bar
Single-family homes 73 78.5%
Non-residential buildings 11 11.8%
Mobile homes 9 9.7%

Claims history since 1978

Claims since 1978
70
Total paid
$1,127,032
Paid on buildings
$928,671
Paid on contents
$162,261
NFIP claims filed per year in ZIP 32310, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1981 2 $5,289
1984 1 $2,335
1985 3 $0
1991 4 $4,966
1994 25 $380,421
2000 2 $7,244
2001 4 $73,977
2008 13 $526,432
2009 11 $104,564
2010 1 $5,400
2013 1 $0
2016 1 $0
2018 2 $16,405

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2008 13 $526,432
1994 25 $380,421
2009 11 $104,564

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