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Flood Figures

ZIP 32162 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 983 NFIP flood insurance policies are in force in ZIP 32162 (The Villages, FL), with 8 flood claims recorded since 1978.

Policies & premiums

Policies in force
983
Median annual premium
$429
premium only
Median annual cost
$589
premium + fees & surcharges
Mean annual premium
$450
premium only
Policies in SFHA zones
0.5%
zones A, AE, AH, AO, V, VE
Building coverage in force
$220,374,000
Contents coverage in force
$85,790,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32162 by rated flood zone
Policies Share Share bar
X 944 96.0%
C 27 2.7%
B 7 0.7%
AE 3 0.3%
A 2 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32162 by occupancy type
Policies Share Share bar
Single-family homes 976 99.3%
Non-residential buildings 5 0.5%
Multi-unit buildings 1 0.1%
Units in multi-unit buildings 1 0.1%

Claims history since 1978

Claims since 1978
8
Total paid
$34,105
Paid on buildings
$30,478
Paid on contents
$3,627
NFIP claims filed per year in ZIP 32162, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
2011 1 $33,319
2012 2 $586
2017 3 $200
2021 1 $0
2023 1 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2011 1 $33,319
2012 2 $586
2017 3 $200

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