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Flood Figures

ZIP 32134 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 156 NFIP flood insurance policies are in force in ZIP 32134 (Fort Mc Coy, FL), with 19 flood claims recorded since 1978.

Policies & premiums

Policies in force
156
Median annual premium
$518
premium only
Median annual cost
$757
premium + fees & surcharges
Mean annual premium
$607
premium only
Policies in SFHA zones
93.6%
zones A, AE, AH, AO, V, VE
Building coverage in force
$29,499,000
Contents coverage in force
$6,612,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32134 by rated flood zone
Policies Share Share bar
AE 82 52.6%
A 64 41.0%
X 10 6.4%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32134 by occupancy type
Policies Share Share bar
Single-family homes 115 73.7%
Mobile homes 40 25.6%
Non-residential buildings 1 0.6%

Claims history since 1978

Claims since 1978
19
Total paid
$213,130
Paid on buildings
$178,317
Paid on contents
$34,813
NFIP claims filed per year in ZIP 32134, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 1 $0
1994 1 $17,162
1998 1 $26,863
1999 1 $0
2001 1 $0
2004 7 $14,470
2005 5 $154,634
2017 2 $0

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2005 5 $154,634
1998 1 $26,863
1994 1 $17,162

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