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Flood Figures

ZIP 32119 flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Policy data as of June 1, 2026; claims recorded through June 1, 2026.

As of June 1, 2026, 3,151 NFIP flood insurance policies are in force in ZIP 32119 (Daytona Beach, FL), with 1,701 flood claims recorded since 1978.

Policies & premiums

Policies in force
3,151
Median annual premium
$556
premium only
Median annual cost
$826
premium + fees & surcharges
Mean annual premium
$667
premium only
Policies in SFHA zones
69.3%
zones A, AE, AH, AO, V, VE
Building coverage in force
$670,786,400
Contents coverage in force
$147,129,000

"Premium" is the policy premium alone; "cost" adds federal fees and surcharges. In-force counts are an approximation derived from policy effective, termination, and cancellation dates — see methodology.

Flood zones of insured properties

NFIP policies in ZIP 32119 by rated flood zone
Policies Share Share bar
AE 1,949 61.9%
X 820 26.0%
A 350 11.1%
AH 18 0.6%
AHB 8 0.3%
B 6 0.2%

Distribution of insured properties by the flood zone used in their policy rating — not a map of land area. Numbered zones (A1–A30, V1–V30) and Zones B and C appear on older FEMA map panels; B and C correspond to today's shaded and unshaded Zone X.

What the policies cover

NFIP policies in ZIP 32119 by occupancy type
Policies Share Share bar
Single-family homes 1,867 59.3%
Multi-unit buildings 1,018 32.3%
Units in multi-unit buildings 114 3.6%
Mobile homes 83 2.6%
Non-residential buildings 69 2.2%

Claims history since 1978

Claims since 1978
1,701
Total paid
$108,275,108
Paid on buildings
$92,299,725
Paid on contents
$15,975,383
NFIP claims filed per year in ZIP 32119, 1978–2026. Rust bars mark the top loss years by dollars paid (also listed below).
Claims by year (data table)
YearClaimsPaid
1979 3 $0
1982 2 $627
1983 3 $0
1989 3 $0
1992 2 $0
1993 1 $0
1994 115 $1,205,961
1995 24 $61,716
1996 4 $0
1999 12 $15,471
2000 2 $8,444
2001 3 $2,655
2002 1 $0
2003 2 $0
2004 114 $2,318,911
2005 1 $0
2006 1 $0
2008 2 $0
2009 69 $788,198
2011 1 $0
2012 1 $0
2014 9 $170,862
2016 33 $636,315
2017 99 $5,570,163
2018 1 $11,454
2020 2 $0
2021 6 $57,382
2022 572 $48,463,944
2023 9 $90,875
2024 600 $48,623,131
2025 4 $249,000

Years with no recorded claims are omitted from the table.

Top loss years by dollars paid

Year Claims Paid
2024 600 $48,623,131
2022 572 $48,463,944
2017 99 $5,570,163

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