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Flood Figures

Port Charlotte, FL flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Data as of June 1, 2026.

As of June 1, 2026, 14,269 NFIP flood insurance policies are in force across the ZIP codes of Port Charlotte, Florida, with 2,689 flood claims recorded since 1978.

City totals

Policies in force
14,269
Median annual premium
$1,643
premium only
Median annual cost
$2,060
premium + fees & surcharges
Policies in SFHA zones
90.9%
zones A, AE, AH, AO, V, VE
Claims since 1978
2,689
Total paid
$81,307,099

City totals include all ZIP codes in this city, some of which do not have individual pages. Summing the ZIP pages below therefore gives a smaller number than the city total — see methodology.

ZIP codes in Port Charlotte

5 of the 6 ZIP codes in Port Charlotte meet the data threshold for an individual page. The remaining 1 are included in the city totals above but have no separate page.

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