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Flood Figures

Homestead, FL flood insurance data

Computed from OpenFEMA FIMA NFIP Redacted Policies (v2) and OpenFEMA FIMA NFIP Redacted Claims (v2). Data as of June 1, 2026.

As of June 1, 2026, 20,619 NFIP flood insurance policies are in force across the ZIP codes of Homestead, Florida, with 3,761 flood claims recorded since 1978.

City totals

Policies in force
20,619
Median annual premium
$863
premium only
Median annual cost
$1,103
premium + fees & surcharges
Policies in SFHA zones
93.8%
zones A, AE, AH, AO, V, VE
Claims since 1978
3,761
Total paid
$28,656,091

City totals include all ZIP codes in this city, some of which do not have individual pages. Summing the ZIP pages below therefore gives a smaller number than the city total — see methodology.

ZIP codes in Homestead

6 of the 7 ZIP codes in Homestead meet the data threshold for an individual page. The remaining 1 are included in the city totals above but have no separate page.

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